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You sync the device with your smartphone to see how well you slept. You feel groggy, so you drink extra coffee, which increases your heart rate, a data point also recorded by your wearable. You trudge through your morning routine more slowly than usual, so you skip that half hour on the elliptical and head for the office. Along the way, you run into traffic, which boosts your stress level. You finally arrive, and head to your desk.

You're crunched for time at lunch and you opt to have a submarine sandwich delivered. By the time you get home, the earlier hope of an evening workout is forgotten. All you want to do is crash on your couch with a cold beer and a takeout pizza. A few beers later, it's time for bed, and you turn out the light and hope for a better night's sleep. Imagine the impact after a few weeks of this behavior. Your poor sleep quality is triggered by alcohol and lack of exercise. These, combined with a sleep deficit that slowly affects your overall health, leads to weight gain, increased blood pressure, and other problems.

And all of this data is stored in your wearable deviceā€”or, more accurately, in its cloud software. The fact that so much data is collected through a wearable device, such as an activity tracker, a smartwatch, or a pulse tracker, means that there are tangible risks involved, according to Conan Dooley, a senior security engineer with Box, and previously a senior security analyst with Bishop Fox.

If that data was carelessly stored, and then stolen through a data breach by a malicious third party and sold to unscrupulous organizations that want to use that data to assess your health risks, you could one day face steep increases in health insurance, or even a policy cancellation. The risk of this is so real that some companies are buying data breach insurance to protect themselves in the case of consumer information getting into the wrong hands.

If you've willingly shared this data with your health insurer, through discount options at work, you may already be facing rising insurance costs without any data breach necessary, since many employers offer "good health" discounts to employees who stay within regulation weight and exercise parameters to receive a significant savings on health insurance. These are significant repercussions for simply wearing a device on your wrist to tell you interactive brokers exercise put option liability many steps you took a day and what your resting heart rate averages.

It's up to the consumer to determine the level of risk they're willing to take versus the benefit they get from their wearable devices. By the end ofthere will be an estimated million wearable devices on the market according to ABI Research. By the end ofthere will be million wearable devices on the market. This gives hackers plenty of opportunities to steal sensitive data and benefit financially from it.

As more consumers purchase wearable tech, they unknowingly expose themselves to both potential security breaches and ways that their data may be legally used by companies without the consumer ever knowing. Interactive brokers exercise put option liability we give people more access to their data and, frankly, the option to delete it, this thing has grown more personal as a result," Dooley said. Your website can't just break.

If a person goes to a picture that's no longer available Just because you agree to share your data with one company, or the government, doesn't mean that that company will be in business next year, or new laws could be passed that change access to the data that you willingly gave up your privacy rights to share. If you want to be considered an individual and not just a data point, then it's in your interest to protect your privacy," said Josh Lifton, MIT Media Lab Ph.

Consider the litigation involving RadioShacksaid Tatiana Melnik, an attorney who works in healthcare IT and data security. Apple stepped in and said you can't sell data that was collected in conjunction with an iPhone user," she said. How are you going to keep companies from redistributing that data? What rights do consumers have to their own information? As reported previously on ZDNetthe mass collection of data on US citizens has spurred the Federal Trade Commission to send a report on data brokers to Congress in Mayasking for legislation to allow people to know what data is being collected about them and who is collecting it.

Data brokers have collected an average of 3, data segments on nearly every US consumer, according to the FTC report. This is outside of the data being collected by wearable devices. As wearable devices make their way into the workplace and corporate networks, they bring a host of security and privacy challenges for IT departments and increase the amount of data that data brokers have to sell about an individual.

Jeff Jenkins, chief operating officer and co-founder of APX Labs, talked about the security and privacy of wearables during a panel interview with Tech Pro Research at CES Because wearable devices are designed to be small and portable, Jenkins said, "you have to make sure you're thinking security first and you're thinking about the information that's being generated by them.

You have situations where it's no longer just personal data that may be exposed or compromised, but also potentially operational data, that could be sensitive in nature. Gary Davis, chief consumer security evangelist at Intel Security, said, "The information that's contained on your wearable that's stored either on your smartphone or stored downstream on a cloud [service] is worth ten times that of a credit card on a black market. An extremely short life on the black market. But this information being stored on these wearable devices doesn't go away.

You can't change your Social Security number, you can't change your date of birth. This is personally identifiable information that you can't change," Davis said. With health information, it goes a step further. It's hard to clamp down on that because of HIPPA. There's a reason why you hear about all these mega breaches going after healthcare companies. Hackers realize interactive brokers exercise put option liability is high value stuff," Davis said.

Part of the problem with the security of these devices is because wearable makers are rushing to beat their competitors and get their product onto the market first. They're basically putting out these devices that are extremely vulnerable to attack. That's true for wearables," Davis said. They're all trying to be first to market. The challenge for security people is it's hard enough to get consumers to update their apps on their smartphones or update their operating system and making sure they're applying the right security patches, which is pretty straightforward by updating in the app store.

Doing it on a wearable device is significantly more complex. It will be harder once you get these devices out in mass to apply security patches. Users won't go to the time or effort to make these devices more secure," Davis said. Melnick said, "Getting a piece of technology out quick is costly. Not in terms of money, but you sacrifice privacy and security and other considerations in order to get technology out as quickly as possible because you want to be first on the market.

John Dixon, director of marketing for Freescale Semiconductor, said that wearables have the same fundamental challenges as Internet of Things IoT devices. Wearables can provide a wealth of data on an individual, including information on their location. There are things for people to consider before buying a wearable device. Do you care if people know your pulse and movement?

There may be situations where that is really important. People like Apple and Samsung and these other bigger companies, I think for the phones [they design], they are big enough companies that they have huge teams looking at device security," Dixon said. The problem is that this security isn't part of many IoT devices, he said. You're counting on the vendors like ourselves having security measures in place," Dixon said.

Freescale is focusing on off-the-shelf solutions for startups developing wearable devices. Freescale supports a startup incubator with security guidelines and up to companies can be in one incubator and they're given baseline security measures to implement in devices, Dixon said. The WaRP platform is an open source smartwatch which allows manufacturers to be able to add any individual functions.

There are so many functions you can add to a wearable watch. You can write your own software MX 6 which is what it's based on is one of our most secure platforms. Once they switch to a new product the cost is quite high. If they don't have security in the first product, they can put it in the second. This platform is field upgradable.

If you have a smartwatch you can have the ability to do it remotely and add security," Dixon said. One well-known manufacturer of wearable tech, Fitbit, is the first wearable tech-focused company to go public. This shows the interest in wearable tech, but Fitbit's SEC filings also show some of the risks that manufacturers face. We must continually develop and introduce new products and services and improve and enhance our existing products and services to maintain or increase our sales.

The success of new or enhanced products and services may depend on a number of factors including, anticipating and effectively addressing consumer preferences and demand, the success emirates trading stationery dubai lounge our sales and marketing efforts, timely and successful research and development, effective forecasting and management of product demand, purchase commitments, and inventory levels, effective management of manufacturing and supply costs, and the quality of or defects in our products.

The development of our products and services is the aristotelian alligator forex trading system zip electric scooter and costly, and we typically have several products and services in development at the same time. Interactive brokers exercise put option liability companies release user agreements that promise security and privacy practices that they cannot live up to.

It's not directly related, but important to note that for several years, companies have been purchasing cyber liability insurance to deal with data breach risks and the potential for consumer litigation, Melnick said. In May, Columbia Casualty became the first insurance company to challenge their liability after their client, Cottage Health System, had a data breach caused by a lack of encryption on their network servers that made confidential patient information accessible on the internet.

They say the company misrepresented their control. The outcome of this case could make it even more urgent for companies to not only protect the data they are collecting via wearables, but make sure that everything they're promising to deliver security-wise in the end user licensing agreements [EULAs] is true, Melnick said.

The overreaching nature of the EULAs are a concern to Josh Interactive brokers exercise put option liability, vice president of mobile solution management at SAP. They can write all that stuff in there, 'We have the power to use your data. We're going to take your pulse every second and then we're going to send it to your health insurance company. Even the actual health information, without a breach, can pose a problem since there's so much personal data being gathered.

This dips into privacy issues rather than security. A safeguard to privacy is needed, said Ian Chen, marketing manager for Freescale Semiconductor's sensor solution division. Then you look at the data the wearable is giving you. Is it fair if they say if you don't go to the doctor in the next three months your insurance will go up?

What if they can mine the data and find out you're an aggressive driver and raise your insurance rate? But consider who has access to the data. As for what consumers should do, the problem is that a lot of consumers aren't particularly knowledgeable about technology and they don't always pay attention to the devices in their house that are connected to the internet, nor are they aware of the things that can happen, Melnick said.

The key turning point will be the first big litigation on the subject, Melnick predicted. The FTC has litigation going on regarding privacy of data, but not of wearables. Dooley also believes it will take a major lawsuit to spur manufacturers to better protect the privacy and security of the data they are collecting. I think that's a particularly interesting event in retrospect because Ford Pintos were never significantly shown to be more dangerous in the long run than any other car on the road at the time.

Any car with a rear mounted gas tank was as likely to cause a similar incident in a similar situation," Dooley said. After the Ford Pinto's were labeled a fire hazard, standards were set for the auto industry, Dooley said. Wearable devices can also be used to support cases where insurance companies are suing for fraudulent claims.

Karhrman Ziegenbein, CEO of Toonari Corp. A lot of people are using wearable tech. If a person a got hit by a car and says, 'I can't walk anymore,' but the person is using a device like that, then you can get the data from this device. Not everybody is planning these things really well out. If the person is wearing this device at the deposition, the attorney can see it. Or the attorney can ask under oath, 'Do you wear a Fitbit? It can prove fraud, and it can also benefit the user, if they're truthful, because it would show that they're not able to walk and they're not as active as they were before the accident, he said.

There are much more things the Android apps have access to. For cheap forex day trading academy it's not as regulated as you have it with Apple. That's why you have more challenges. It's nice because you can do more things with it," Ziegenbein said. Part of the debate involves whether the manufacturers should regulate themselves, or if the government should get involved.

Crowd Supply's Josh Lifton said, "Regulation can work, it can also be a complete failure so I wouldn't put all my eggs in that basket. Regulation is a reflection of public sentiment, or it should be. I think it may be effective without regulation. I would welcome regulation. I think privacy and security of data is a fundamental right. I think this is one of the most important topics to be discussed right now.

You ask someone point blank for their location and credit card number and they say no. You say, 'sign up here and I'll pick you up and they give it to you. I think in certain cases it makes sense to have government regulations. There are a lot of things we can do to educated consumers and device manufacturers to show what data you collect.

Ultimately either on the hardware side or the marketing side they'll try to self impose best practices so it doesn't become creepy and weird and a negative experience for consumers. I just see people getting upset and Congress interactive brokers exercise put option liability the way in and being regulated by the government," Steube said. Dooley said the solution would be a collective group of regulators, combining government and manufacturers. Where that balance is struck depends a lot on individual's comfort with privacy in general.

The fact is most folks aren't even ready to have that conversation yet. As of yet, there have been no well-publicized data breaches involving the data collected by health and fitness wearables and smartwatches, so there hasn't been a public outcry about the privacy and security risks. But numerous experts say that will eventually happen, because the value of the data is worth much more than that of, say, stolen credit card numbers. Security options are being offered through some resources, such as Freescale, but they are options trading financial independence 31 and far between at this point.

Until solid regulations are in place, either through the government or private industry, or a combination of both, there will be inherent security and privacy risks involved with wearable devices. Meanwhile, it will remain up to the consumer to determine if the risks of wearing that trendy Apple Watch or Misfit Shine are worth the gain. Teena Maddox is a Senior Writer at TechRepublic, covering hardware devices, IoT, smart cities and wearables. She ties together the style and substance of tech.

Teena has spent plus years writing business and features for publications metatrader 4 untuk iphone black Peo Teena has spent plus years writing business and features for publications including People, W and Women's Wear Daily. NASA shows the world its year virtual reality experiment to train astronauts: The inside story.

Apple's first employee: The remarkable odyssey of Bill Fernandez. Hacking the Nazis: The secret story of the women who broke Hitler's codes. The dark side of wearables: How they're secretly jeopardizing your security and privacy. The seductive lure of activity and health wearables make it easy to forget, or ignore, the inherent security and privacy risks involved.

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